Loan Against Mutual Funds

AMFI-Registered Mutual Fund Distributor

LAS (Loan Against Mutual Fund)

At InvestmentVala, we understand that financial needs can arise anytime – whether it’s for business expansion, medical emergencies, education, or short-term cash flow. In such situations, selling your long-term investments may not be the best option. This is where LAS (Loan Against Mutual Fund) becomes a smart and efficient solution.

Loan Against Mutual Fund allows you to borrow money by pledging your existing mutual fund units as collateral, without redeeming them. This way, you get instant liquidity while your investments continue to remain invested and have the potential to grow.

What is Loan Against Mutual Fund (LAS)?

LAS is a facility where banks or financial institutions provide a loan by keeping your mutual fund investments as security. Instead of selling your units and breaking your long-term investment plan, you can use them to raise funds temporarily.

You retain ownership of your mutual funds, and once the loan is repaid, the lien on your units is removed.

Instant Liquidity

Get quick access to funds without selling your investments.

Lower Interest Rates

LAS generally offers lower interest rates compared to personal loans or credit cards.

No Impact on Investments

Your mutual funds stay invested and continue to participate in market growth.

Flexible Usage

Loan amount can be used for any personal or business purpose.

Faster Processing

Minimal documentation and quicker approval process.

No Credit Score Pressure

Since the loan is secured, credit score impact is lower.

Call Us Now

+91 9860377143, +91 9421283190

support@investmentvala.co.in

Company Address

Plot No 16 , Sundaram, Professor Colony, Deopur, Dhule - 424002 (Maharashtra , India)

Branch Address

Investmentvala, Second Floor, Prudent Corporate, Baba Saheb Kotwal Trust , Near Q-mine Club, Jail Road, Dhule -424001

About Us

I am Niranjan Sawant, son of lovely and supportive parents, born in Dhule, Mechanical engineer turned piping design engineer, turned “Investment planning specialist” and now founder of INVESTMENTVALA.

Working Hours

Mon - Sat : 09:30 AM to 06:30 PM
Sunday : Closed

Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

AMFI Registered Mutual Fund Distributor – ARN-129095 | Date of initial registration – 10 SEP 2017 | Current validity of ARN – 09 SEP 2029

Grievance Officer- Mr. Niranjan Hemant Sawant | support@investmentvala.co.in